Redefining Petrol Station Business

Fuel Credit

Uninterrupted fuel supply with flexible working capital

Access instant credit lines for fuel procurement with repayment cycles aligned to your sales patterns. Never let stock shortages impact your business.

Petromoney's Fuel Credit facility provides revolving credit lines specifically designed for fuel stock procurement from Oil Marketing Companies (OMCs). Eliminate cash flow bottlenecks and ensure your pumps never run dry.

Key Features:
  • Credit Limit: ₹50 lakhs based on monthly throughput
  • Interest Rate: Starting from 9.5 to 13% per fixed*
  • Repayment Cycle: 30 days, aligned with your sales velocity
  • Approval Time: Same-day approval for new customers

Benefits

  • Maintain optimal stock levels during peak demand seasons

  • Capitalize on bulk purchase discounts from OMCs

  • Improve cash flow management

  • Build credit history for future financing needs

  • Mobile app for real-time credit utilization tracking

  • Automatic limit enhancement based on sales growth

Eligibility

  • Active petrol pump dealership (IOC/BPCL/HPCL)

  • Minimum 1 year of operational history

  • Monthly fuel turnover: ₹80 lakhs minimum

  • CIBIL Score: 650+

  • Clean track record with OMCs

Product Features

  • Digital Onboarding

  • Whatsapp messaging support 24/7

  • Web Dashboard application available

  • Mobile app for real-time credit utilization tracking

  • Automatic limit enhancement based on sales growth

How It Works

  • Apply online

  • Submit last 6 months' sales data and bank statements

  • Credit limit sanctioned within 48 hours

  • Place fuel order with OMC

  • We settle directly with OMC

  • Repay as per agreed cycle from your daily sales